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A bit about us:

We are backed by leading venture capital firms. We’re privileged that our company has been recognized as a leading innovator in our industry. At the end of the day, we are a company doing honest work that really matters in the real world... one lender, one borrower, one homeowner at a time.

Why join us?

Some of our benefits include:

  • Competitive pay

  • Meaningful equity as an employee at a growing, venture-backed software company. We want you to participate and make decisions as an owner with our future in mind

  • Top-tier insurance plans to select from along with a FSA and HSA where you can set aside pre-tax money for out-of-pocket medical expenses

  • 15 days of vacation time plus sick days, all 10 major holidays, and 1 floating holiday for your birthday, religious holiday, or other special day of your choice

  • Up to 2 paid days off each year to volunteer at the charity of your choice

Job Details

  • Active DE + SAR/LAPP designations

  • Thorough review of loan files to determine deficiencies and/or issues

  • Concise and accurate conditioning of loan files

  • Meet turn time objectives

  • Analyze complex tax returns

  • Communicate with processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible

  • Concise and accurate input of data

  • Run AUS and vendor software and analyze the results

  • Complete a thoughtful and thorough review of appraisals

  • Clear conditions as submitted while meeting turn time objectives

  • Maintain acceptable quality control metrics

To be successful in this role, it is important that you have:
  • 5+ years current experience in Conventional underwriting. Must have underwritten conventional loans within the last year

  • A full understanding of recent FNMA/FHLMC underwriting guidelines is required

  • Must be conversant with QM and ATR regulations

  • Excellent analytical & communication skills

  • Ability to work in a fast paced multi-tasked environment

  • Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)

  • Strong appraisal review skills

  • Great organizational and customer service skills required

  • Expert knowledge of AUS systems (DU, LP)

  • Ability to underwrite/review complex purchase and refinance transactions

  • Ability to work independently as well as part of a team

  • Encompass and/or Empower experience desired
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

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