Lending Officer
- $25 - $27
- Scranton, PA
Amazing opportunity to join an industry leading financial institution!
A bit about us:
Our client is a growing financial institution that is rapidly growing!
Why join us?
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Job Details
Qualifications
Experience
3–5 years of consumer lending experience, with a strong emphasis on indirect auto lending.
Experience underwriting and funding indirect loans preferred.
Education
High school diploma or equivalent required.
Key Responsibilities
Review, underwrite, process, and fund indirect auto loan applications received through dealership partners.
Analyze credit applications and supporting documentation to make sound lending decisions in accordance with established underwriting guidelines.
Communicate loan decisions promptly to dealers and other appropriate parties.
Maintain regular communication with dealership partners regarding loan applications and cultivate strong, professional relationships.
Respond to inquiries from dealers, borrowers, and internal team members regarding the status and details of indirect loan transactions.
Produce high-quality loan portfolios by balancing sound credit decisions with business growth objectives.
Prepare and distribute adverse action notices for declined loan applications in compliance with regulatory requirements.
Identify opportunities to improve departmental efficiency and recommend process enhancements.
Participate in ongoing training to maintain compliance with company policies, lending regulations, and industry best practices.
Monitor dealer activity and communicate market trends, recurring issues, and opportunities to management.
Maintain accurate loan documentation and ensure all files meet compliance and funding requirements.
Work a flexible schedule as business needs require, including occasional evenings and Saturdays.
Perform other duties and special projects as assigned.
Preferred Skills
Strong knowledge of indirect auto lending practices and consumer lending regulations.
Excellent analytical, decision-making, and problem-solving skills.
Strong communication and relationship-building abilities.
Ability to manage multiple priorities in a fast-paced environment while maintaining a high level of accuracy.
Proficiency with lending systems and Microsoft Office applications.
Experience
3–5 years of consumer lending experience, with a strong emphasis on indirect auto lending.
Experience underwriting and funding indirect loans preferred.
Education
High school diploma or equivalent required.
Key Responsibilities
Review, underwrite, process, and fund indirect auto loan applications received through dealership partners.
Analyze credit applications and supporting documentation to make sound lending decisions in accordance with established underwriting guidelines.
Communicate loan decisions promptly to dealers and other appropriate parties.
Maintain regular communication with dealership partners regarding loan applications and cultivate strong, professional relationships.
Respond to inquiries from dealers, borrowers, and internal team members regarding the status and details of indirect loan transactions.
Produce high-quality loan portfolios by balancing sound credit decisions with business growth objectives.
Prepare and distribute adverse action notices for declined loan applications in compliance with regulatory requirements.
Identify opportunities to improve departmental efficiency and recommend process enhancements.
Participate in ongoing training to maintain compliance with company policies, lending regulations, and industry best practices.
Monitor dealer activity and communicate market trends, recurring issues, and opportunities to management.
Maintain accurate loan documentation and ensure all files meet compliance and funding requirements.
Work a flexible schedule as business needs require, including occasional evenings and Saturdays.
Perform other duties and special projects as assigned.
Preferred Skills
Strong knowledge of indirect auto lending practices and consumer lending regulations.
Excellent analytical, decision-making, and problem-solving skills.
Strong communication and relationship-building abilities.
Ability to manage multiple priorities in a fast-paced environment while maintaining a high level of accuracy.
Proficiency with lending systems and Microsoft Office applications.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.
Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy