Mortgage Loan Officer
- $80,000 - $120,000
- West Des Moines, IA
A bit about us:
We are a family-owned business, and decisions are made locally. We have grown to over one billion in assets!
Why join us?
Competitive base salary and overall compensation package
Full benefits: Medical, Dental, Vision
Generous PTO, vacation, sick, and holidays
Life Insurance coverage
401 (K) with generous company match
Full benefits: Medical, Dental, Vision
Generous PTO, vacation, sick, and holidays
Life Insurance coverage
401 (K) with generous company match
Job Details
You should have/know some of the following:
Bachelor’s degree or equivalent work experience
4+ years of experience
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans
Obtain and compile copies of loan applicants credit histories, corporate financial statements, and other financial information
Meet with applicants to obtain information for loan applications and answers questions about the process
Explain to customers that different types of loans and credit options that are available, as well as the terms of those services
Develop strong relationships with borrowers, real estate agents and other related outside contacts to develop a referral base
Review loan agreements to ensure that they are complete and accurate according to policy
Approve loans within specified limits, and refer loan applications outside those limits to management for approval
Handle customer complaints and take appropriate action to resolve them
Stay abreast of new types of loans and other financial services and products to better meet customers’ needs
Review and update credit and loan files
Submit applications to credit analyst for verification and recommendation
Compute payment schedules
Analyze potential loan markets and develop referral networks to locate prospects for loans
Set credit policies, credit lines, procedures and standards in conjunction with senior managers
Confer with underwriters to aid in resolving mortgage application problems
Market bank products to individuals and firms, promote bank services that may meet customers’ needs
Responsible for soliciting, negotiating, processing, servicing and coordinating the closing of routine mortgage loans in compliance with bank policies and procedures
Manage mortgage loan pipeline to ensure loans close on time
Originate home equity and HELOC mortgages, in addition to consumer loans
Cross-sell bank products/insurance referrals when applicable to benefit the customer
Perform all other duties as assigned
Bachelor’s degree or equivalent work experience
4+ years of experience
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans
Obtain and compile copies of loan applicants credit histories, corporate financial statements, and other financial information
Meet with applicants to obtain information for loan applications and answers questions about the process
Explain to customers that different types of loans and credit options that are available, as well as the terms of those services
Develop strong relationships with borrowers, real estate agents and other related outside contacts to develop a referral base
Review loan agreements to ensure that they are complete and accurate according to policy
Approve loans within specified limits, and refer loan applications outside those limits to management for approval
Handle customer complaints and take appropriate action to resolve them
Stay abreast of new types of loans and other financial services and products to better meet customers’ needs
Review and update credit and loan files
Submit applications to credit analyst for verification and recommendation
Compute payment schedules
Analyze potential loan markets and develop referral networks to locate prospects for loans
Set credit policies, credit lines, procedures and standards in conjunction with senior managers
Confer with underwriters to aid in resolving mortgage application problems
Market bank products to individuals and firms, promote bank services that may meet customers’ needs
Responsible for soliciting, negotiating, processing, servicing and coordinating the closing of routine mortgage loans in compliance with bank policies and procedures
Manage mortgage loan pipeline to ensure loans close on time
Originate home equity and HELOC mortgages, in addition to consumer loans
Cross-sell bank products/insurance referrals when applicable to benefit the customer
Perform all other duties as assigned
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.
Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy