Remote Mortgage Underwriter - DE and/or LAPP/SAR Required
- $95,000 - $105,000
- Fairfax, VA
- Remote
Competitive Comp, home purchase discount, stock options and more!
A bit about us:
We have been helping families build homes for over 75 years! We are Top 5 in the nation with over 500,000 homes built and sold across the country.
Why join us?
- Competitive comp
- Home purchase discount & more
- Mortgage & Settlement Services Discount
- Comprehensive Health, Life & Disability Insurance
- 401K
- Employee Stock Ownership Program
- Generous PTO
- Support and training
- Fantastic retention - never a layoff
- Accelerated career growth - 80% leadership promoted within
- Work/life balance
Job Details
Job Details:
We are seeking a seasoned Permanent Mortgage Underwriter with DE and/or LAPP/SAR certifications to join our dynamic and rapidly growing team. This is an incredible opportunity to leverage your experience and skills in the Mortgage industry, specifically with VA and FHA loans. You will be responsible for reviewing, analyzing, approving, and underwriting difficult, complex individual consumer requests and products within company and industry guidelines. The ideal candidate will have a strong background in mortgage lending and loan underwriting, with exceptional attention to detail and superior time management skills.
Responsibilities:
1. Evaluate and verify loan applications to determine the client's creditworthiness while adhering to all FHA and VA guidelines.
2. Analyze loan risk and request additional information as necessary to ensure loans will be viable for the long term.
3. Prepare reports on assessment findings and communicate this information to the relevant parties.
4. Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to confirm the loan applicant meets the standards for the loan or mortgage package.
5. Make loan eligibility decisions and approve or reject applications, based on existing criteria.
6. Review all mortgage loan documents for accuracy, completeness, and compliance with company standards, federal and state laws, and other regulations.
7. Work closely with loan originators and production staff to secure all required documents.
8. Maintain an up-to-date understanding of regulatory changes and trends in the mortgage industry.
Qualifications:
1. 5+ years of experience as a Mortgage Underwriter or similar role.
2. Current DE (Direct Endorsement) and/or LAPP/SAR (Loan Prospector Automated Underwriting System/Staff Appraisal Reviewer) certifications are required.
3. Proficiency in VA, FHA, Loan, Mortgage, Mortgage Lending, and Loan Underwriting.
4. Exceptional attention to detail, with the ability to handle multiple tasks efficiently and accurately.
5. Excellent time management skills with a proven ability to meet deadlines.
6. Strong decision-making and problem-solving skills.
7. Excellent verbal and written communication skills.
8. Familiarity with mortgage loan software and computer systems.
9. Knowledge of federal and state financial regulations, and a strong understanding of company underwriting policies and guidelines.
10. Ability to maintain confidentiality and adhere to the highest level of professional and ethical standards.
We are seeking a seasoned Permanent Mortgage Underwriter with DE and/or LAPP/SAR certifications to join our dynamic and rapidly growing team. This is an incredible opportunity to leverage your experience and skills in the Mortgage industry, specifically with VA and FHA loans. You will be responsible for reviewing, analyzing, approving, and underwriting difficult, complex individual consumer requests and products within company and industry guidelines. The ideal candidate will have a strong background in mortgage lending and loan underwriting, with exceptional attention to detail and superior time management skills.
Responsibilities:
1. Evaluate and verify loan applications to determine the client's creditworthiness while adhering to all FHA and VA guidelines.
2. Analyze loan risk and request additional information as necessary to ensure loans will be viable for the long term.
3. Prepare reports on assessment findings and communicate this information to the relevant parties.
4. Review and verify borrowers’ income, credit reports, employment histories, property appraisals and title insurance information to confirm the loan applicant meets the standards for the loan or mortgage package.
5. Make loan eligibility decisions and approve or reject applications, based on existing criteria.
6. Review all mortgage loan documents for accuracy, completeness, and compliance with company standards, federal and state laws, and other regulations.
7. Work closely with loan originators and production staff to secure all required documents.
8. Maintain an up-to-date understanding of regulatory changes and trends in the mortgage industry.
Qualifications:
1. 5+ years of experience as a Mortgage Underwriter or similar role.
2. Current DE (Direct Endorsement) and/or LAPP/SAR (Loan Prospector Automated Underwriting System/Staff Appraisal Reviewer) certifications are required.
3. Proficiency in VA, FHA, Loan, Mortgage, Mortgage Lending, and Loan Underwriting.
4. Exceptional attention to detail, with the ability to handle multiple tasks efficiently and accurately.
5. Excellent time management skills with a proven ability to meet deadlines.
6. Strong decision-making and problem-solving skills.
7. Excellent verbal and written communication skills.
8. Familiarity with mortgage loan software and computer systems.
9. Knowledge of federal and state financial regulations, and a strong understanding of company underwriting policies and guidelines.
10. Ability to maintain confidentiality and adhere to the highest level of professional and ethical standards.
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.
Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy