REMOTE Mortgage Underwriter

You're choosing to work in an environment where listening is a prized skill and customer focus is our bread-and-butter.

We are a strong organization, poised for growth. With branches and offices across the Southeast and Texas, we have a broad reach, a tenacious spirit and a love for what we do. If you seek a career in banking, our job openings offer you an excellent chance for advancement.

A chance to work with some of the best minds in banking today
A forward-thinking benefits plan and competitive pay
An environment that values differences in people

Responsibilities will include:
Underwrite and decision agency conforming and jumbo residential mortgage loans
Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
Review appraisal reports to identify and resolve any discrepancies discovered within
Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan
Calculate qualifying ratios, determine creditworthiness; provide risk opinions
Qualifications/About You:

Must be able to underwrite VA, FHA & Conventional
Underwriting: 4 years (Required)
4+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
LAPP & SAR Required
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Categorical understanding of the mortgage lending process
Ability to carry out requisite loan calculations (DTI, LTV, etc.)
Capable of preparing findings reports
Ability to handle multiple files simultaneously
Strong written and verbal communication
Perform well in team environments
The drive to build something new