Easy Apply Now

A bit about us:

Our client is a national mortgage lender licensed in 40 states and they focus on most loan products including FHA, VA, Conventional, Construction, USDA and non-conforming loans. They also have over a dozen locations nationwide and over 100 current employees. This is a very efficient group with a fantastic internal support and operations staff so their loans close quickly and with little issues.

Additionally, they are very competitive on their rates, guidelines and also compensation packages which helps them to maintain above average tenure and a very happy group of successful employees.

Currently, they are looking for a 100% REMOTE fully designated (LAPP/SAR) Underwriter who can work home and handle their FHA and VA loans. They would prefer that the candidate be local enough to the Providence, RI area and able to attend meetings from time to time.

Job Details

Is your background a fit? Apply if you meet this criteria:
  • Underwrite residential mortgage loans in accordance with Jumbo, FNMA, FHLMC, FHA and VA internal guidelines ensuring compliance with company and investor standards
  • Manage individual pipeline on a daily basis by completing new underwriting reviews, condition reviews and other underwriting tasks within established turn times
  • Review and analyze borrower profiles, credit reports, title reports, income documentation and assets, including complex business returns and financials
  • Assess and respond to fraud indicators
  • Determine eligibility for private mortgage insurance
  • Demonstrate proficiency in automated underwriting applications and ability to assess results
  • Structure loans according to lender requirements and credit quality
  • Review appraisals for accurate property valuation
  • Discuss marginal loans with Underwriting Team lead and Sales Manager before suspending or declining file.

  • Minimum of 5 years in mortgage lending operations with at least 2 years in an underwriting role
  • DE Chums required, VA LAPP and SAR, preferred
  • Knowledge of Jumbo, FNMA, FHLMC, FHA and VA guidelines. USDA experience helpful
  • Loan quality and risk management
  • Proficiency with DU and LP, FHA Connection and VA Portal
  • Excellent interpersonal, written and verbal communication skills
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Flexibility in decision making with strong problem-solving skills
  • Customer service driven: responsiveness to client and team member issues and concerns

Qualifications needed:

  • Minimum of 5 years in mortgage lending operations with at least 2 years in an underwriting role
  • DE Chums required, VA LAPP and SAR, preferred
  • Knowledge of Jumbo, FNMA, FHLMC, FHA and VA guidelines. USDA experience helpful
  • Loan quality and risk management
  • Proficiency with DU and LP, FHA Connection and VA Portal
  • Excellent interpersonal, written and verbal communication skills
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Flexibility in decision making with strong problem-solving skills
  • Customer service driven: responsiveness to client and team member issues and concerns
Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions.

Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.

By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy
Easy Apply Now